99% Our verdict Earn rewards for digital gaming, streaming, subscriptions, and everyday purchases. RBC ION Visa. 3,500 points. BMO, for example, offers 2 instant approval student credit cards, the BMO CashBack Mastercard for Students, and the BMO AIR MILES Mastercard for Students. Get 12,000 Avion points on approval with the RBC ION+ Visa. 99% interest rate on cash advances and balance transfers for the first 10 months on approval with the RBC ION Visa. Up to 2% cash back. Apply Now View Card Details. This RBC ION Visa review covers its top features, benefits, and alternative credit cards. 25 points per $1 spent. , RBC Direct Investing Inc. Royal Bank. Get a 0. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. ( Read more about Depends. Apply for the new RBC ION Visa card Get 6,000 Welcome Avion Points Upon Approval * (Offer expires April 3, 2023). Get 35,000 Welcome Avion points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months. Annual fee: $0; Rewards category: Rewards credit card; Interest rate: 19. RBC ION Visa. 0. The CIBC Aventura ® Visa Infinite* Card and the RBC Avion Visa Infinite Card Visa Infinite Avion Card allow you to use points for other rewards, such as everyday purchases, gift cards, products and investments. RBC Newcomer Car Loans. Limited time offer. There are also two new credit cards that have been introduced which fall into the Avion Premium level. , RBC Direct Investing Inc. RBC ION+ Visa: 7,000 Avion: $85: Apply: RBC ION Visa: 3,500 Avion: $67: Apply:Apply for the new RBC ION Visa card Get 6,000 Welcome Avion Points Upon Approval * (Offer expires April 3, 2023). ADVISOR. por Arya Arruda; 21/09/2023RBC Avion Visa Infinite Privilege, RBC Avion Visa Infinite Privilege for Private Banking, RBC Avion Visa Infinite, or R Avion Visa Platinum Account (“ Personal Avion Account”). Additional cardholder(s), as well as existing cardholders of any. Additional Card: $0. Add Another Card. Dollar Visa Gold Card, and several others; You can qualify for up to a $15,000 credit limit. n Extended Warranty Insurance automatically doubles the original manufacturer’sRBC ION Visa Review. RBC ION Visa. We’ve joined up with DoorDash to bring eligible RBC credit cardholders this tasty treat: a complimentary DashPass 1 subscription for up to 12 months * – a value of almost $120! 2 With DashPass, you’ll enjoy unlimited deliveries from qualifying restaurants near you with $0 delivery fees on orders of $15 or more when you pay with your. NET VALUE $925+ ANNUAL FEE $120. Exploring the RBC ION+ Visa: A thorough examination of its features and performance for informed decision-making. DoorDash: Get a complimentary 3-month DashPass subscription,. 5X Avion points 1 on:Check out our review of the RBC ION+ Visa Card and use our point calculator to see how much you can earn!. 99% introductory interest rate for the first 10 months on balance transfers and cash advances. Whether you want a card that rewards you with points you can use towards travel across Canada or beyond or a card that gives you cash back on all of your purchases, we’ve got a selection of credit cards you can choose from. It’s time to discuss the benefits of your insurance now. Excellent cash back credit card. 14%. Apply by November 27, 2023. Annual Fee:RBC ION Visa. 5 points per dollar spent on groceries, dining, and other lifestyle categories,. Annual fee: $139. Apply by December 6, 2023. RBC Avion Visa Infinite Privilege. Once you get credit card approval, RBC will reward you with 12,000 welcome Avion points that will appear in your account. Get 3,500 Welcome Points and earn 3,500 bonus points when you spend $500 in your first 3 months. With the RBC ION Visa card, you can earn a welcome bonus of 3,500 Avion points upon approval and get a 0. Get a 0. RBC Visa Credit Cards Review. RBC Royal Bank Visa‡ CreditLine for Small Business ("CLSB") RBC ION Visa; RBC ION+ Visa; Note: Commercial credit cards. Should you have an Avion Rewards eligible product, you can simply sign into Avion Rewards through the Avion. The RBC ION+ Visa is a low annual fee card that lets you earn 3x the Avion points for gas, groceries, dining out, rideshares, ordering in and making select digital purchases such as gaming, streaming and digital subscriptions. 83: Using points for merchandise: 0. RBC ION Visa. By Claire Horwood Updated Oct 19, 2023 Fact checked Go to site 7,000 points Rewards 3 points per $1 spent Annual Fee $48 Purchase Interest Rate 20. Sounds great on the surface until you realize the value of those points are quite weak and you can't do airline transfers to increase. Sign Up Online or Call 1-855-826-5328. The ION+ Visa is a member of the Avion Rewards family and falls in the premium tier. Up to $500,000 CAD (in total contributions). 1a; Rides, Gas & EV Charging—Get the most out of trips by earning points on gas, rideshare, daily. No minimum balance required. 3,500 points. Rewards: Earn 25% extra points on travel-related purchases. 99%. 2 Also earn 1 Moi point on every dollar spent at Super C. After setting up 2-Step Verification, you’ll receive a push notification each time you log in to your account. 3,500 points. 21% compared to just 0. bank account and credit card balances. RBC Cash Back Mastercard; RBC ION Visa; RBC Avion Visa Platinum; RBC U. bills and review your transaction history. 155 Wellington Street West, 17th Floor Toronto, ON, M5V 3K7 RBC Credit Card Payments (Except US Visa Gold) RBC Royal Bank P. No seat. oh really thats good, i had a pre-existing rbc credit card and transferred to the ion+ as well, didn't get the bonus points. The maximum amount of coverage is $50,000, or the equivalent number of Avion points, per RBC ION+ Visa card per calendar year. damage to insured items purchased with RBC ION+ Visa card and/or with your Avion® points for ninety (90) days from the date of purchase. Additional Card: $0. 75 - 0. A money service business (MSB), it saves you money on each. O. Offer ends March 31, 2024. Exclusive to RBC cardholders - Get up to 10% back with your eligible RBC debit or credit card 1. Unlock powerful benefits with RBC Vantage every day. 1. 99% $0 Min. Furthermore, as part of this offer, you can enjoy a 0. Scotiabank Passport Visa Infinite Card. 1. Annual Fee Rebate. Instead you can do a product switch to the RBC Rewards+ Visa - this is the most basic, no-annual fee Rewards card in RBC'S portfolio. Compare Cards Now Compare Cards NowApply for the new RBC ION Visa card Get 6,000 Welcome Avion Points Upon Approval * (Offer expires April 3, 2023). View Legal Disclaimers. Contact Us. $0 annual fee for the first year ($150 thereafter) Min. I bet why the bank is trying to sell you the rewards card is because of the annual fee. Low fees – pay 0. Annual Fee rebated every month for students with eligible accounts. IDK why but i'll take it. Complete offer eligibility criteria by March 29, 2024. Rewards, savings, and more with a student bank account. If your credit card offers Avion points, cash back, WestJet dollars or British Airways Avios, you’ll see your monthly activity and updated balance of your rewards program here. 20. and Canadian accounts instantly – for free 8. RBC ION Visa. 75% on all the stated categories* and 0. RBC ION Visa. 99% $0 Min. RBC ION Visa Credit Card. Coverage ends, individually for each covered person, on the earliest of: 1. Only at RBC. Annual fee: $139. 5X Avion points on: Grocery – Satisfy your taste buds by earning points on groceries; Rides,. 99% for Quebec residents) — on cash advances, an RBC ION+ Visa credit card involves a $48 annual fee (charged monthly). Apply by November 30, 2022 ^ The ION Visa is a no annual fee card while the ION+ moves to a monthly subscription model with a fee of $4 per month ($48. Read our full review of these 2. RBC Avion Visa Infinite Privilege for Private Banking; RBC Avion Visa Infinite. 1a; Rides, Gas & EV Charging—Get the most out of trips by earning points on gas, rideshare, daily. With the RBC Avion Visa Infinite Card, you can use 12,000. Virtual Visa Debit; Direct Deposit; Additional Account Services; Get iPad with an eligible account Credit Cards. Credit Cards Credit Tickets. 99% $0 Min. Pay U. 5 points per $1 spent on groceries, daily transit, rideshares, EV charging, streaming, digital gaming, and subscriptions. 99% $0 Min. Earn 2X the Moi points on dining, gas, EV charging 3 and on qualifying purchases at participating Metro, Jean Coutu, Brunet and Première Moisson stores. Find out if the RBC Visa Classic Low Rate Option is right for you. RBC Cash Back Mastercard. Purchase Rate:20. S. opens in a new window. US & Canada: Coverage is limited to Canada and the 50 states of the United States of America. No annual fee. Examples include the RBC ION Visa and Scotiabank Scene+ Visa Card. Exploring the RBC ION+ Visa: A thorough examination of its features and performance for informed decision-making. Transfer money between your RBC U. 99% (21. The Simplii Financial Cash Back Visa Card offers 4% cash back on restaurants, bars and coffee shops, 1. 58% on all other purchases. Additionally, students can earn 1. It has no annual fees, and the Avion points you earn are easy to redeem. Get 6,000 Avion points on approval with the RBC ION Visa. Interest rates: 19. S. 99% for Quebec residents) — on cash advances, an RBC ION+ Visa credit card involves a $48 annual fee (charged monthly). It offers 1. The RBC ION Visa, (a) 3,500 Avion Points, which can be redeemed for most of the $25 gift cards, including Rexall gift cards 6, plus (b) 62,500 Be Well Points, which are worth $25 in value, based on a redemption rate of 25,000 Be Well. Apply by November 30, 2022 ^ RBC ION+ Visa. 99% on. Earning. 5% on just about everything else. The earn rate is decent, the reward categories are pretty cool, and not having any income requirements is a sweet bonus that opens it up to even more users. 20. 99% / 22. 99% interest. RBC ION Visa: English. RBC ION Visa Rewards : Earn 1. 25 Avion points for every dollar you spend 2. Choose any airline, any flight, any time. RBC ION Visa: $399 35,000 welcome Avion points on approval 1. Get up to 55,000 Welcome Points. It has been provided to help you decide if these coverages meet your needs. Apply Now. Recommended reading: A look at the new RBC ION and ION+ Visa cards. Bank accounts. 5X Avion points for each dollar spent on daily needs and 1 Avion point on every 1 dollar spent on select qualifying buys. By Bennett O'Brien. , RBC Global Asset Management Inc. , RBC Global Asset Management Inc. For RBC ION Visa Card To be eligible for this offer your application for the RBC ION Visa must be received by the date indicated on this page and must be approved by us. RBC ION Visa. Apply at an RBC Branch Find an RBC Branch. For complete details of the insurance coverage included with these credit cards, please review the Certificate of Insurance in its entirety found on the RBC Insurance. Our Verdict The RBC ION Visa is an excellent choice if you are a student or newcomer looking to get approved for a credit card with little to no credit history. Get 3,500 Avion points when you get approved for the card. Get more details in this RBC Cash Back Mastercard review. Earn 1. 5 points per $1 spent . Built in 2017, for Canadians by Canadians, creditcardGenius is trusted by more than 152,000 people every month, 42,500 newsletter subscribers, and 4. Formule en format PDF: $0: RBC Rewards Visa. 5X Avion points for every $1 spent 1 on:. RBC ION Visa. 20,000 RBC Avion points upon spending $5,000 in the first six months † The card has an annual fee of $120 †. Get 35,000 Welcome Avion points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months. another $100 to a charity of your choice. Skip to main content. Special Offer. The date your RBC credit card account is sixty (60) days past due. MINSPEND $5,000. RBC ION Visa Review The RBC ION Visa is a decent no fee credit card that has a respectable earning rate but limited benefits. Note: No annual fee credit cards¹³ include RBC ION Visa, RBC Cash Back Mastercard, moi RBC Visa, RBC Visa Platinum, RBC RateAdvantage Visa, etc. With a lower annual fee and better returns, the. In this review, we will discuss the card’s earning potential, four significant benefits, two drawbacks, and additional relevant information. Earn points faster with everyday purchases like gas and travel using select cards 1. Benefits of the RBC ION Visa Card RBC provides over 100 options for gift card rewards and ION+ cardholders can redeem for them at a rate of 140 points towards $1. 3,500 points. 99% introductory interest rate on cash advances and balance transfers for the first 10 months ^. AdChoices. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. Apply by October 31, 2023 ^ Annual fee $0 Additional Cards: $0 Annual interest rate: 19. 1a; Rides, Gas & EV Charging—Get the most out of trips by earning points on gas, rideshare, daily. Click to learn more about this card. Insurance for mobile devices, purchase security, and an extended warranty. Apply for the new RBC ION Visa card Get 6,000 Welcome Avion Points Upon Approval * (Offer expires April 3, 2023). RBC ION+ Visa. RBC ION Visa; RBC ION+ Visa; RBC Business Credit Cards. including any editorials or reviews that may appear on this site. rankings and reviews. The RBC ® ION Visa offers the following earning rates:. Grocery—Satisfy your taste buds while earning points on groceries. 5 points per $1 spent . The WestJet RBC Mastercard unlocks savings at a few different brands. 3 Avion points for every $1 spent on grocery, dining, food delivery. Read review. Built in 2017, for Canadians by Canadians, creditcardGenius is trusted by more than 152,000 people every month, 42,500 newsletter subscribers, and. The new RBC ION Visa credit card from the Royal Bank of Canada covers the basics if you want a no-annual-fee card that earns competitive rewards. $19. Speaker Details:. 20. Apply by December 6, 2023; Enjoy 3,500 Avion welcome points upon approval – that’s a value of $25 in gift cards. RBC Virtual Visa Debits, Third-party payment Debits, RBC Royal Bank loan payments, RBC Royal Bank mortgage payments, pre-authorized and self-serve RBC Royal Bank credit card payments and contributions to RBC investment accounts (such as GICs, Royal Mutual Funds, Registered Savings Plans, Registered Education Savings Plans, Registered. Best for No Fee: RBC ION Visa. , Royal Trust Company or The. Annual Fee $0. Rexall: For every $1 spent on eligible purchases at Rexall, you can earn 50 Be Well points. daily public transit and rideshares), Gas & EV Charging; Streaming, Digital Gaming & SubscriptionsTD Cash Back Visa Infinite Card. Earn 1 Avion point for every $1 you spend and an extra 25% on eligible travel purchases. , protect your family and your vehicle with RBC Road Assist and hit the road with confidence. Still a pathetic offering, given the crap conversion of 172 AV to $1. Review the legal disclaimer and select Continue. 20. There are no blackout dates or advance booking restrictions, even during peak periods. RBC ION Visa. RBC ION Visa product rating: 3. Earn 1. 0. RBC Royal Bank offers you a number of easy ways to make a credit card payment including online, by phone, in branch, at an ATM and. That means with the iON+ you’re getting 1. 99% (21. Features and Benefits. 99% interest rate on cash advances and balance transfers for the first 10 months. No annual fee. 35,000 points. Keep up with your RBC Bank U. FOREX FEES Yes. 7 stars. Enjoy 3,500 Avion welcome points upon approval – that’s a value of $25 in gift cards. Grocery—Satisfy your taste buds while earning points on groceries. Sign In. RBC Cash Back Mastercard. Tangerine. RBC ION Visa Card. 9. Help protect your RBC credit card balance when you need it most – with optional BalanceProtector Max. The RBC cashback card was my first card. India. Card review page: Read our review: Read our review: Read our review: Compare Avion credit cards. TD Cash Back Visa Infinite Card. Read More. Get 3,500 Avion points and get a 0. USD 100,000 (up to 60 days) Note *Coverage includes country of card issuance, only if allowed by local regulations **Optional Coverage, not a core benefit. Choice of account – Open a TFSA, RRSP, FHSA or non-registered investment account. If you have an RBC ® VIP Banking Account, you’ll be able to get a fee waiver on one of RBC ® ‘s premium credit cards, including this one. The RBC Ion+ Visa is RBC’s new product to replace the old Signature RBC Visa Card, and also earns the new Avion Rewards points. 5 on certain types of common purchases. When it comes to managing your money as a student, Wise has you covered. The Redemption Schedule allows you to book flights for a fixed number of Points, depending on the travel destination and the price of the airline ticket. 20. Find a Branch. Earn up to 35,000 bonus Scene+. It pays up to 2% cash back on groceries (maximum $6,000 spend) and 0. American Express. 5X Avion points for every $1 spent 1 on:. 95 or $5 by using the Value Program . ^. Those cards are the RBC ION+ Visa Visa and the RBC ION Visa These cards effectively replace the RBC Signature and Rewards+ cards which are no longer available for new applications. Insurance Coverage For Your Credit Card Balance. 7,500 Avion points for a one-way ticket, with a maximum base fare of $175. Compare Travel Medical Insurance Plans for RBC Clients 1. $139: Earn 1. Applying is easy for eligible RBC cardholders and you can cancel anytime. To be eligible for this offer your application for the RBC ION Visa credit card must be approved by us. In the My Services box, select View Your Credit Score. bills and review your transaction history. As a welcome bonus for new cardmembers, you can earn 3,500 Avion Premium points upon approval, † with no minimum spending requirement. Product switches do not incur a new credit check because you're keeping the same line, and RBC is actually the best big bank in making this easy for you - just go to your card in online banking and look for. RBC ION+ Visa. RBC Avion. Purchase Interest Rate 20. To be eligible for this offer your application for the RBC ION Visa must be received by the date indicated on this page and must be approved by us. The RBC ION Visa, (a) 3,500 Avion Points, which can be redeemed for most of the $25 gift cards, including Rexall gift cards 6, plus (b) 62,500 Be Well Points, which are worth $25 in value, based on a redemption rate of 25,000 Be Well. You’ll also have to pay a 10% deductible off the depreciated value as well. Apply by October 31, 2023. In this RBC ION Visa review, I’ll go over the earn rate, benefits, and why this card is ideal for students and those looking for a no fee credit card. Earning Avion Points. Review and submit your application. Transfer money between your RBC U. Earning Rewards. 5 points per $1 spent . Get a statement credit on your first $250 of qualifying purchases, and 5% on the next $1,250 of qualifying purchases by Jul. 50 in credit for the same number of points. 95% for purchases, balance transfers, and cash advances. Interest rates: 20. 5 points per $1 spent on groceries, daily transit, rideshares, EV charging, streaming, digital gaming, and subscriptions; 1 point per $1 spent on all other purchases The RBC Cash Back Mastercard has no annual fees. Grocery—Satisfy your taste buds while earning points on groceries. Issuing an additional card is free of charge. Apply by December 6, 2023 ^ Monthly fee $0 | Additional Cards: $0 | Annual interest rate: 19. 1. Interest rates: 19. Fees of this are: (i) one-time fee of up to 3% of the total purchase amount converted to an Installment Plan, charged within 3 business days from the date of conversion, orMy RBC ION+Visa review up to this point has concentrated on the earn rate and perks. Updated 08 2023 6 Definitions: DoorDash: means DoorDash Technologies Canada Inc. 1x-1. This offer may not be combined or used in conjunction with any. RBC Advantage Banking; RBC Day to Day Banking; RBC No Limit Banking;. Additional cardholder(s), as well as existing cardholders of any RBC credit cards, applying for or transferring to an RBC ION + Visa, are not eligible for this offer. RBC. Additional cardholder(s), as well as existing cardholders of any RBC credit cards, applying for or transferring to an RBC ION + Visa, are not eligible for this offer. 99% interest rate on cash advances and balance transfers for the first 10 months. For Avion points, you. This review covers the card’s earning potential, benefits, drawbacks, and other relevant information to assist Canadians in deciding if this card is the perfect fit for their needs. RBC has the second worst credit card line up and arguably the worst for everyday spending. Apply by December 6, 2023. * Get a 0. A travel medical insurance plan offers you unlimited coverage for eligible emergency medical expenses 2 and 24/7 emergency medical assistance. Call Collect: 1-506-864-2275. The RBC RateAdvantage Visa has a simple value proposition: it lets you save money on interest rates and fees Purchase interest rates for this card are Prime + 4. Monthly fee $4 ($48 annually) Additional Cards: $0 Annual interest. In this guide. bank account and credit card balances. 06 Back To Top Partner Benefits Simply link your RBC ION+ Visa credit card to your Petro-Points‡ and pay with your eligible linked RBC card. The RBC ION Visa, (a) 3,500 Avion Points, which can be redeemed for most $25 gift cards, including Petro-Canada gift cards 6, and (b) 25,000 Petro-Points, which can be redeemed for a $25 gift card and used toward $25 off your purchase of fuel or convenience store items at Petro-Canada, when you link your new RBC ION Visa to your Petro-Points. 4. 71% to 2. Eligible Credit Cards. Get 6,000 Avion points when you get approved for the card. Minimum income requirement: $60,000 personal or $100,000 for household income. Annual Fee $499. , Royal Trust Company or The. S. For complete and current information on any. Eligible RBC Credit Cards: RBC® Avion® Visa Platinum‡, RBC® Avion® Visa Infinite‡, RBC® Avion® Visa Infinite Privilege‡, RBC® Avion® Visa Infinite Privilege‡ for Private Banking, WestJet RBC Rewards® Visa‡, RBC® IONTM Visa‡, RBC® ION+TM Visa‡,. Updated. $4 charged monthly (low Annual Fee of $48) 2. Germany. Sign into RBC Online Banking only once and access your U. 58cpp when redeemed against travel. Get 3,500 Welcome Points and earn 3,500 bonus points when you spend $500 in your first 3 months. 99% for the RBC Avion Visa Infinite Business card and only has an annual fee of $79. The RBC ION Visa is…If you are an RBC ION Visa or an RBC ION+ Visa cardholder, you can redeem your Avion points at the rate of 172 Avion points = $1 CAD towards rail travel. Updated. Link your cards and get more at Petro-Canada: Instantly save 3¢/L on fuel 2 and earn 20% more Petro-Points 3. 5X Avion points for every $1 spent 1 on:. , RBC Direct Investing Inc. 99% (21. This card pays up to 3 Avion points per $1 spent on everyday purchases and offers mobile device insurance, a perk that’s not so common in Canada’s credit card space. Get a statement credit on your first $250 of qualifying purchases, and 5% on the next $1,250 of qualifying purchases by Jul. Apply. . bank account and credit card balances. Select Region. Compare Travel Medical Insurance Plans for RBC Clients. 5 Avion points for every $1 spent on groceries, food delivery, rides, gas, streaming, subscriptions, and digital gaming, and 1 Avion point for every $1 spent on. This presentation will provide a review of global economic conditions that will impact the Canadian economy, interest rates and housing. 99% on purchases and 22. 20. 1. RBC ION Visa. Earning Rewards. $0. Earn 1. The fee could be reduced to $10. ^. Keep up with your RBC Bank U. Rewards Up to 3 points per $1 spent . Earn 1 RBC Rewards point for every $2 spent on all other purchases 1. 99% introductory interest rate for the first 10 months on balance transfers and cash advances. The notification will show the type of device used, as well as your location and the date and time of the login attempt. The RBC ION+ Visa credit card is a solid choice for individuals who want to earn potential rewards across different spending categories while enjoying various benefits. At either 7,500 points for $175, or 15,000 points for $350, you’ll score a redemption rate of up to 2. Earn 1 RBC Rewards point for every $1 spent on gas, grocery and drug store purchases 1. Enjoy 3,500 Avion welcome points upon approval – that’s a value of $25 in gift cards. 99% on cash advances; RBC ION Visa is a newer credit card from the bank. S. Get 10% bonus cash back for the first 3 months (up to a maximum spend of $2,000) with a new RBC Cash Back Mastercard †. Pay U. 1. Call Toll-Free: 1-866-756-1107. While you won’t be able to pay your credit card bill, you can see your transactions and account information 24/7, for no additional charge. Pay U. Enjoy 0. The RBC ION Visa is a decent no fee credit card that has a respectable earning rate but limited benefits. 25 RBC Rewards points for every $1 you spend.